Helpful News

Have you been injured? If you have been involved in an accident of any kind and suffered an injury, we will speak with you about your incident at no cost.  We cannot ethically give you advice unless you hire us, but we can listen to you and ask you specific questions to determine if you have a valid claim for purposes of paying your medical bills and receiving compensation for your pain, suffering and other losses.  Simply call or e-mail us to set up your free consultation.

Post Traumatic Stress Disorder in Auto Collisions. In a large percentage of auto Collisions, one or more of the parties can sustain psychological injuries in addition to the physical injuries.  The shock and surprise of an auto collision can cause you to experience emotions and symptoms you have never felt before.   You might experience sorrow, fear, anxiousness or have urges to avoid social or personal interaction with others.  If you experience such feelings you may have Post Traumatic Stress Disorder.  These feelings may become apparent shortly after the collision, or it may take much longer to experience these feelings.  Sometimes it can take years before you feel these symptoms and sometimes they come on only after events that remind you of the original collision. For some people, the symptoms may appear and remain for a short period of time.  However, if you are experiencing any symptoms, you should speak to a physician, psychologist or therapist about it.  They will help you determine if you will benefit from treatment.  If you do need treatment, and you were not at-fault in the collision, the costs of treatment should be recoverable under the auto insurance policies in effect for the autos involved in the collision.

Auto Insurance Limits. We recommend you review your auto policy every year instead of just renewing the same policy each year.  There are many very good agents in Nebraska, but they cannot read your mind, and they may not know that your income has recently increased or that you have experienced other changes in your life that would warrant increasing the limits on your policy.  Keep in mind that there are many drivers on the road that carry little or no liability insurance.  If one of those drivers negligently collides with you, your own policy may be your only opportunity for reimbursement.  If you have minimal or no coverage for your own medical payments, your personal medical insurance may be the only way to pay for your medical bills.  In such a case, your standard deductible, co-pay and lifetime limits would apply.  Additionally, you may have to reimburse your medical insurance provider for the money they pay if you do end up recovering any money from the at-fault driver.  You may want to increase your auto policy medical payment coverage significantly.  You will also want to review your limits of liability to protect your personal assets if you negligently harm another driver, passenger or pedestrian.  With today's medical costs, coverage of $100,000.00, will not go far.  Another area to analyze is your underinsured and uninsured motorist.  It is not costly to increase these limits significantly.  Again, the days when $100,000.00 was thought to be a reasonable limit are likely gone forever.  Finally, you might find that an umbrella policy is a good idea, depending on your income and assets.  Although each company offers different types of coverage, speaking with your agent on a regular basis will help you decide which is best for you.

Builders and Contractors. An unhappy customer can be a serious headache for any businessperson.  But an unreasonable customer can be even worse.  If you are in the construction business, you will benefit from a well written and well reviewed contract for all the work you do.  Eventually, you will run into an unreasonable customer who claims that you have failed to build their home in a workmanlike manner or who claims that you have failed to use the ordinary care called for on their construction project.  Your contract is going to be your best and cheapest defense.  If you have a construction contract that spells out the plans and specifications accurately and includes copies of the plans and specifications as exhibits to the contract, you are going to feel much more comfortable dealing with that customer.  Your contract should also explain your warranty very thoroughly, so there is no confusion about how you represented the quality of your proposed work to the customer.  Finally, your contract should allow for changes to be made during the course of construction and specify how those changes will be approved by you.  Construction litigation can be very expensive.  If your insurance does not cover claims of faulty work, you will end up funding the litigation yourself.  When your reputation is on the line, you will not want to limit your attorney to the bare minimum and risk losing the case and future business.

Do you have your affairs in order? One of the most common questions an attorney receives is whether or not we prepare Wills.  The answer is "yes", and you might be surprised at how quickly and affordably you can plan for the future.  Not only do we prepare Wills, but we prepare Powers of Attorney and Trusts of many kinds that will help you sleep more comfortably at night, knowing that everything is in order should the unexpected occur.   Feel free to call us anytime to discuss an estate plan that fits your needs.

Foreclosure:  Having trouble with a creditor? The economy is forcing a lot of people to decide which creditors are going to have to wait a little longer for their next monthly payment.  Sometimes a little negotiation goes a long way with creditors, and you can avoid collection agencies and lawsuits by establishing a gameplan before the creditor starts calling you about a late payment.  If your situation is further along and you are being threatened with a lawsuit or have already been sued, you still may have the ability to stand up for yourself and avoid financial ruin.  If you are concerned about your debt management abilities, give us a call and we can explore some strategies to help you navigate the minefield of debt management.

Sullivan Shoemaker P.C., L.L.O., attorneys at law, serve clients in the Hastings, Omaha and Wahoo, Nebraska regions. Our personal injury attorneys and estate planning attorneys invite your phone call.

Our Attorneys

mikesullivan
Michael E. Sullivan
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chuckshoemaker D. Charles Shoemaker
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richardwitt Richard C. Witt
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michaelburns Michelle J. Oldham
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bobsullivan Robert M. Sullivan
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adampavelka Adam D. Pavelka
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Daniel D. McMahon
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